Defender is very often better than paid AV solutions, while also often being less of a resource hog.
However, an antivirus doesn’t replace common sense. It helps prevent issues borne from lack of it, but there are always ways around it for a sufficiently determined or misguided user.
The best thing to pair with Defender is a good ad blocker, like ublock.
It really helps remove a lot of the scam and phishing vectors that are everywhere nowadays.
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