Is the US system of health insurance just socialized healthcare with less bargaining power? Is there any real advantage to it?
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More or less. It’s basically socialized healthcare, but nearly exclusive to workers, and not every worker either, just a sizable portion of full timers. In a sense, it’s kinda closer to the ideals of socialism than most socialized systems. As far as bargaining power, it’s certainly less, but there’s also less government in charge which tends to raise costs too, so who knows if that ends up balancing out or not.
There’s no real advantage to a system like this, to be honest, other than that it’s easy to impliment politically. It’s a Frankenstein, it’s small pieces of populist ideas mashed together, and just monsterous overall. It’s at the point that abolishing health insurance all together would likely be a huge net benefit to everybody.
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