My bank sold my mortgage to a scammy mortgage company and I need to refinance and all the jargon seems scary and confusing.
In: 6
My first question would be what is your interest rate now, and why is your new company scammy?
Interest rates today are very likely to be higher than what you are paying now. So even if the new mortgage company sucks, I would probably deal with them until rates drop, otherwise refinancing could possibly cost you hundreds a month.
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