What actually is identity theft, and how does it work?
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Identity theft is basically just impersonating another person with the intention of benefiting yourself by pretending to be them. Almost universally this is in some way about getting credit – a credit card, mortgage, car loan, etc – and have someone else stuck with the bill.
When you try to get a loan/credit, you’ll be asked questions to confirm your identity and other stuff. The thief needs to know the answers to these questions. Common things like date of birth and where you live, somewhat less common things like social security number…
If I, dehacked, get a credit card with the name bearbarebere printed on it delivered to me for my use, I’ve largely won.
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