It appears from the POV of the customer they’re giving away a free product that they spend tons of advertising to get you to buy, and it includes free stuff like preventive care. It has all the hallmarks of a scam but I can’t see who’s being scammed.
In: Economics
The product isn’t free, You still pay premiums for Medicare B, and Medicare pays the Advantage plans.
Generally they can offer lower cost sharing for the same premium price by gatekeeping expensive providers and treatments, something original Medicare does less of.
Not charging a deductible or copay on your checkup isn’t costing them much money compared to a guy with heart disease and lung cancer.
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