Does the insurance just decide your car is totaled and that’s it? Can you appeal? What are the consequences of having a car being declared totaled?
In: Other
A car being totaled means the damage exceeds the car’s value.
You can either receive a check for the car’s value before the accident and use that to buy a new car, or get a che k for the car’s value before the accident minus the value of the scrap heap you’re left with and get the car repaired out of your own pocket.
If you choose the second option, the insurance company will no longer pay out damages for that car because it has already cost them more than the car is worth.
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