Does the insurance just decide your car is totaled and that’s it? Can you appeal? What are the consequences of having a car being declared totaled?
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What the others have said. To add “totalled” is the short form of “total write off”.
Which brings us back to the other comments.
Also worth noting that the repair costs are massively inflated. e.g. what you could get repaired for £200, the garage the insurance company will use will charge £1,200.
Also they massively under value the car. Say to replace your car like for like, it would be £10,000. The dealer cost if that car would be about £7,000. Which is the value they will use to compare to the inflated repair costs.
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