Does the insurance just decide your car is totaled and that’s it? Can you appeal? What are the consequences of having a car being declared totaled?
In: Other
If the insurance company think that it is cheaper to buy another car in the same condition as your car were in before the accident then to repair your car they will declare it totaled. They will pay you the money to buy another car and will scrap your old car. Of course you can appeal this. Insurance cases are a negotiation. Something which is common is that you can get the wreck of your old car and the money to buy a new one. This would not be enough to repair your old car but if you have sentimental value in your car you could have it repaired.
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