Does the insurance just decide your car is totaled and that’s it? Can you appeal? What are the consequences of having a car being declared totaled?
In: Other
It means they think the car is worth $X, but the cost to repair it would be much higher than $X. So they’re not gonna bother paying to repair it, and they’re just going to pay you what it’s worth instead.
The consequence is “now you don’t have a car”.
You can try appealing, sure. Whether or not you’ll get anywhere is a different story.
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