when you get sued, you likely aren’t going to defend you’re self, unless you’re dumb. you get no free lawyer for civil law suits, so you have to to hire a lawyer (usually at an hourly rate ie 200/hr+ on the low end). and the other side will create so much work for your lawyer, that you will bankrupt yourself paying your lawyer’s hourly rate. a civil lawsuit can take years before it goes to trial. that’s a lot of potential billable hours of work for your lawyer.
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