Like when you are forced to move because the state took your house because your mother is the co-owner of your house, and she gets Louie body dementia requiring immediate nursing home care. Your only retirement saving is your antique collection that is worth (similar items being sold on e bay) $40,000 dollars and the estate sale company gives you $4,000 dollars. Then, as your retirement savings is hauled away you understand the real meaning of “pennies on the dollar”.
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