What is an out-of-pocket maximum for medical insurance?

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If an out-of-pocket maximum is $3,500, and you get a hospital bill for $10,000, do you only have to pay the $3,500, or the full $10k?

After you meet the deductible and out-of-pocket max, is care essentially “free” the rest of the year since you don’t have to pay out of pocket?

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Anonymous 0 Comments

Had a quadruple bypass in the UK. Parking was £5 per day and had to pay another £5 per day for the TV. Had to pay each day. No other charges.

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