What is the philosophical argument that explains in principle why owning significant amounts of wealth when others are in poverty is considered unjust?

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I’m not looking for the obvious moral explanation, but the philosophical basis behind that line of thinking. Thanks!

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Maximizing utility, which can basically be thought of as overall happiness. If that extra $20 gets Person A an extra tablespoon of caviar that he’s not going to enjoy that much anyway, but without it Person B doesn’t have gas money to visit his new grandchild, then there’s more overall happiness between them when Person B has the $20.

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