It doesn’t really make much sense with prose, but I occasionally use it when I’m dealing with data.
There are times when you’re not really going to want to *insert* text or data, because that would move the data after out of place.
/u/Jason_Peterson mentions hex data, which is a good example. I was using it the other day while playing around with combinations of numbers (thinking about a [killer sudoku](https://en.wikipedia.org/wiki/Killer_sudoku)) and overtype was clearly the way to go when I wanted to adjust things…
As with all such features, it’s a tool – not the right tool for every use, and not everyone will *have* a use for that tool, but while there are use cases, the tool will exist 🙂
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