what’s the difference between FICO score and credit score? Also, what is the rental score landlords look for when they do a background check? How is that different?

Question

I keep getting experian notifications that my fico score is ___. But then i look on google and it’s essentially, the same thing? But my credit score is lower than my FICO score?

In: 1

Answer 1

Credit score is the general term, FICO (from Fair Issac), is one particular credit score. Vantage is the other most common one. And these score providers actually have different versions that are used by different types of lenders, so the score a car dealer might pull for an auto loan will be slightly different from one pulled to issue credit card.