It should be pointed out there are 2 types of card from these providers. Credit and debit. Debit comes direct from your account and is usually feeless for the shop, hence why some places only accept debit card (atleast in Europe). Credit cards incur fee but your goods are usually insured by mastercard or visa. This includes if the shop goes bankrupt and then your device breaks. Contact mastercard and they deal with it. Same if the item is stolen from your door step. Tldr: buy things online with your credit card.
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