When people get scammed and money is transferred out of their bank, why isn’t there a paper trail? If the money is transferred into some foreign country that won’t allow tracing, why not just exclude those countries from the banking system?
In: 7825
Lot of good answers already but the real question is how was the money transferred? Did they get your credit card info? Did they actually use your online banking?
If the first is the case: might not be your bank that’s responsible. If it’s the second: The bank has a lot of info about how you use your online banking. Browser? Security? App? Cell phone tower? IOS or Android? They have that info and probably more. That way it’s easy to see if there was an irrgularity when logging in. But what if you messed up by ordering that extralarge sexdoll and try to get the money back without your wife knowing? That has to be checked as well. YOU could be the fraud.
And lastly. Your bank knows where the money went. They do not know who own’s the account. The other bank usually has to stick to some sort of data protection rules that safeguards their customers. And in order to get that youlneed some kind of warrant. And until then it’s usually too late.
Tl;dr: easier said than actually done
Latest Answers