Why? Because building codes, permits, taxes.
Very condensed answer; an area gets hot, and a developer buys land and wants to build a community of homes out here. The city/county comes back and says “no way, this new community is going to have sidewalks, grass that needs to be watered, roads that need to be maintained. It’s not in our budget so no” the developer then says “fine, I will make it private property and this HOA will pay for it”. And thus HOAs have gotten popular
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