Why aren’t vision and dental covered under regular medical insurance?
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That’s pretty easy actually.
Insurance companies are for profit businesses. In their perfect world you’d pay them without them ever having to give you any money back. Which is why it is notoriously difficult to get an insurance to pay anything, and why they’d be willing to spend hundreds of thousands on training and maintaining experts in stuff like recognizing if a house fire actually was an accident, or negligence/arson.
They’ve found that the majority of people have a pretty high chance of needing help with vision and dental at some point in life. So they don’t cover it, to keep more money for themselves.
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