Seriously why does it take “3 to 5” business days to take the money from my account when it’s all handled electronically?
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They can to a point. The banks can give you the money in your account so to speak based on a promisory note, meaning they are expecting the money from a reputable source, so they will let you have it now. But every transaction actually involves cash, and that has to change hands eventually. Some places won’t do transactions unless that cash transaction can be completed that day.
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