Why can’t someone just scan a copy of a check I gave them? Wouldn’t they have the ability to make unlimited checks?

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Don’t all checks include the same information on them? Why couldn’t someone make more checks in my name?

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Anonymous 0 Comments

>Don’t all checks include the same information on them? Why couldn’t someone make more checks in my name?

They could. And it is very easy to do, with the right knowledge and tools. There are a few things that would need to be changed each time.
Hopefully you are using your banks alerts system so you are notified for every withdrawal, so you should be able to spot the first forged check right away and dispute it with your bank immediately.

I know how easy it is because years ago when mobile deposits were just coming out I was regularly writing checks from my business account to myself. One day I scanned one, and from then on just made the needed changes to it on my PC. Once changed I used my phone to do the mobile deposit of the image from the PC screen. I never again wrote another paper check to myself from the business, and never had any problems with any of those deposits.
Granted, these were legitimate payments so of course my business never disputed any of them. 🙂

BTW, today’s bill pay systems offered by banks are so much better than the old “the checks in the mail” days.

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