Those protections are the main reason it’s recommend to use credit cards instead.
But it doesn’t make sense to me, why would I borrow money (credit) if I had it (debit)?
My guess is that banks deliberately do this so people can accidentally spend more money than they have and companies start charging interest.
In: Economics
Because youre using your money with debit cards and thats hard to get back where as credit is just a promise to pay so even if they cancel the fraudulent charges you still pay back the legit ones, in a nutshell
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