Those protections are the main reason it’s recommend to use credit cards instead.
But it doesn’t make sense to me, why would I borrow money (credit) if I had it (debit)?
My guess is that banks deliberately do this so people can accidentally spend more money than they have and companies start charging interest.
In: Economics
I use my debit card for everyday purchases in my own country, because any transaction I do with it is free from any fees.
I do use my credit card if I am abroad to avoid the currency exchange fees.
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