Windows specifically (and maybe macOS, but I have no experience with it) does this because if they didn’t, some people, mostly the people that need updates the most, would never update their computers. So you couple people running extremely old versions of an OS with various known security risks, and their financial information stored there, and you have a hacker’s dream.
In OSes like Linux distributions with any desktop environment though this don’t happen. Most of the times the OS shows you a “some packages have updates, update whenever you want” and you can update when you think is a good time for that. Part of the reason may be because the more tech illiterate people aren’t expected to use them, so you can assume your users will constantly update their OSes.
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