I’m watching the docuseries Love Rats on Netflix, a series about people who have been scammed out of thousands of pounds by their partners / friends etc. It’s a UK series, if it’s not available elsewhere think of it like Tinder Swindler – mostly women meeting men via online dating who then aren’t who they say they are and manage to scam them out of a significant amount of money.
A lot of these people have lost so much, £50,000-£200,000, and none of them are able to get any back even if the person committing fraud against them has been arrested and charged – why is that?
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Yes to the other answers already, about the guilty not having thr money to give back. And also important to note that debt only exists because someone somewhere is making money from that debt. No-one would lend someone the money, knowing that person could never pay it back. It’s similar when your car gets hit by an uninsured driver. The uninsured person could still get arrested and prosecuted. But you still lose money. You can’t make an insurance claim, unless you are covered for uninsured incidents. In the UK this is an extra add-on, and I think only some do it.
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