– why do victims of fraud not get their money back?

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I’m watching the docuseries Love Rats on Netflix, a series about people who have been scammed out of thousands of pounds by their partners / friends etc. It’s a UK series, if it’s not available elsewhere think of it like Tinder Swindler – mostly women meeting men via online dating who then aren’t who they say they are and manage to scam them out of a significant amount of money.

A lot of these people have lost so much, £50,000-£200,000, and none of them are able to get any back even if the person committing fraud against them has been arrested and charged – why is that?

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Anonymous 0 Comments

One of the reasons I left law is because of stuff like this. Society only works because people believe in justice, but the sad fact is that justice only works if there’s a good perpetrator that’s found guilty.

Let’s say someone burns your house down and your house insurance only covers part of the repairs. You go after the arsonist for the remainder.

If the judge says the plaintiff owes you all the money for repairs plus punitive damages, you get a judgement in your favour. On paper, it sounds like justice has been served. What if the plaintiff doesn’t have assets? What if he doesn’t have a job? We’ll now he’s a bad perpetrator and know matter how guilty he is found in the court of law you will never have justice.

The best you can hope for is prison time or execution in some states, and even then you’ll still have lost some of your house for nothing.

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