– why do victims of fraud not get their money back?

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I’m watching the docuseries Love Rats on Netflix, a series about people who have been scammed out of thousands of pounds by their partners / friends etc. It’s a UK series, if it’s not available elsewhere think of it like Tinder Swindler – mostly women meeting men via online dating who then aren’t who they say they are and manage to scam them out of a significant amount of money.

A lot of these people have lost so much, £50,000-£200,000, and none of them are able to get any back even if the person committing fraud against them has been arrested and charged – why is that?

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