Why do you have to join an HOA if you buy a home in an HOA neighborhood? Why isn’t there an opt out option?

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Edit just to clear up: I don’t have a positive or negative opinion on HOAs. I know next to nothing about them. They’ve just been mentioned to me a few times by family members recently and I asked about aspect I didn’t understand

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Anonymous 0 Comments

Real Estate professional here.

One thing that others haven’t covered is the concept of Restrictions and Covenants. There are laws/legal forces that are applicable to a person. And there are those that are applicable to real estate. For example, I live in a desert and water is very important here. If I don’t pay my electricity bill, they will go after me, the human, for their money. If I don’t pay my water bill, they will go after my property and foreclose for their money.

In the context of HOAs, their rules MAY be applicable to the land. In that instance there is no way for a person to opt out because the person is not being regulated. The only option a person has is to buy or not buy the land, because the rules come with the land.

Disclaimer. I am not your attorney, nor is this legal advice.

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