Edit just to clear up: I don’t have a positive or negative opinion on HOAs. I know next to nothing about them. They’ve just been mentioned to me a few times by family members recently and I asked about aspect I didn’t understand
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A developer can buy land, establish an HOA, then sell lots. The contract you sign when you buy the land is that you will pay a fee to their HOA. You build a house on that lot and it is in an HOA.
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