Why do you have to join an HOA if you buy a home in an HOA neighborhood? Why isn’t there an opt out option?

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Edit just to clear up: I don’t have a positive or negative opinion on HOAs. I know next to nothing about them. They’ve just been mentioned to me a few times by family members recently and I asked about aspect I didn’t understand

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Anonymous 0 Comments

The HOA doesn’t want there to be an opt out, so they don’t offer one.

Part of the promise of the HOA is that you’ll get to live in a neighborhood where everyoen maintains their yard and whatnot to certain agreed upon standards. If people are allowed to opt out, that doens’t really work.

Also, if the HOA needs to collect dues for communal goods such as building paths, it isn’t very fair to be able to opt out of paying the cost but still benefit from the work.

For the record, I hate HOAs and when I bought my house it was a hardline no item for my husband and I. But it does make sense why they’re required in a neighborhood if you’re going to have it at all.

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