It’s not what you are thinking, what they mean is that you lose the ability to quickly deliver power if needed. Of course, typically if you are stopping you are intending to stop, but you never know if a situation will require you to apply acceleration to get out of danger or to take advantage of an opening in traffic. I’ve also heard concerns about if you get rear-ended then being in neutral could allow your car to coast into oncoming traffic. But also, leaving the clutch engaged allows you to harness engine breaking, again another minor benefit. Clutching in before braking has zero benefits, and staying in gear has marginal benefits, so the better practice is to just leave the car in gear until you stop.
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