Putting this under Other because it’s not really Economics.
I guess this is a question about banking security. Most people don’t withdraw past the ATM limit anyway, so why do tellers insist on seeing a photo ID even though the customer could easily withdraw that same money from an ATM without that step?
In: 10
They could see a pattern of transactions through your accounts that look unusual/high risk or any recent withdrawals, normally there’s a threshold where they must ask for id example 5000 or more, but they also can ask if something else ig off about the Transaction. Also, they are responsible as the employee releasing the funds to the customer so some employees/branches/banks may want to cover their ass more than others. If an atm withdrawal is done by someone with the card who isn’t the account holder, there isn’t a person who can lose their job involved right. And if you can easily withdraw the cash from the atm, then do it right? If you don’t want to be subject to additional security measures then maybe just use the atm…
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