Why do you need a photo ID to withdraw money from a bank, but not from an ATM?

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Putting this under Other because it’s not really Economics.

I guess this is a question about banking security. Most people don’t withdraw past the ATM limit anyway, so why do tellers insist on seeing a photo ID even though the customer could easily withdraw that same money from an ATM without that step?

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14 Answers

Anonymous 0 Comments

I’ve been able to withdraw with just my debit card. They insert the card into the computer then hand me a pin pad to enter my pin into. Then give me cash from the drawer. Never tested to see if there were limits or whatever.

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