Why do you need to choose (or tell the worker) “credit” or “debit” when paying for something by card? Are the two cards built differently?

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Why do you need to choose (or tell the worker) “credit” or “debit” when paying for something by card? Are the two cards built differently?

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18 Answers

Anonymous 0 Comments

Some [small] businesses are charged a percentage of the purchase by the bank/financial institution to process the transaction. Debit card fees “tend” to be lower, but businesses like to make a profit so they sometimes post a minimum amount for non-cash transactions

I have asked more than once, which do you prefer? The answer is usually based on the amount.

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