Why do you need to choose (or tell the worker) “credit” or “debit” when paying for something by card? Are the two cards built differently?

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Why do you need to choose (or tell the worker) “credit” or “debit” when paying for something by card? Are the two cards built differently?

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18 Answers

Anonymous 0 Comments

It’s a choice of which processing network to run the card under. I’ve seen a few cards that charge a fee for transactions presented one way or the other, but many card terminals just make an assumption based on the card presented.

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