: why does it hurt your credit score to get information about your credit score?
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Now, YOU can get information about your credit score without hurting your credit score at all. But if you go to a lender and ask them to get information, it dings it a little bit. Why? Well, because if you go to 10 different banks and ask for 10 different loans, bank 10 might be worried that if you have 9 other loans you might not be able to pay off the 10th. And you can “shop around” loans without doing a full credit check at various banks, so that shouldn’t be an excuse.
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