I’d like to add to what other people have already said and mention that exterior walls, most ceilings, and some interior walls are filled with insulation. Technology has gotten better over the years, but that stuff still lights up very quickly. The second the small flame hits a wall with dry wood and insulation, the house is going to burn quickly.
Fuel, heat, and oxygen. Combine those and you have fire until one of the three is exausted.Uncontrolled fire spread is exponential. That is, the more stuff on fire, the more heat. We can assume in both a typical house, and fireplace, there is plenty of Oxygen. In the home, there is a vast mix of fuels that burn hot and fast, and fuels that burn slow and steady. Wood, which is the typical fireplace fuel, burns slow and steady, and may be harder to “catch on fire” than say your flammable curtains. But… The more fire spreads from the easy things, the more it spreads to the harder things because of the shear amount of heat. At some point, the fuel will be exhausted and you have a pile of ash on the foundation.
Bonus answer- Ash. Ash, believe it or not, is a poor conductor of heat, and can starve a fuel from access to oxygen. As a log burns undisturbed, a layer of ash forms around it, starving the underlying fuel of oxygen. After some time, the heat retained by the burning fuel is overcome by the lack of Oxygen and you are left with a charred log that snuffed itself out. Shake off the ash and it will burn with ease. That is what we commonly refer to as charcoal.
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