Because they make money from YOUR money while they have it. And what are you gonna do, sue them over some small amount if you don’t get it immediately? The definition of “Over a Barrel” – most people first experience this in college, where you HAVE to pay by a certain date, but they can spend their sweet time getting it back to you when they owe you. It’s just the way of the modern world. It has nothing to do with logic and everything to do with greed,
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