It was an item that was never in stock to begin. They weren’t sure how I managed to place the order. I paid with a straight bank transfer, no debt or credit.
In: 136
Don’t buy things directly with your bank account. There is no security. All somebody needs to debit your account is the routing number and account number and maybe your name. And now they have it. Do you really want anybody to have that info? What happens if they get hacked? Your account could be drained. Use a credit card or PayPal. At least a debit card usually has a pin. If i were you I’d get a new bank account now that you’ve done this.
If this is an online sale and return, one reason the money is taken faster than it is returned is due to Returns fraud check. I worked at a big e-commerce site and the system “settled” (took payment) when the systemic “shipped” signal was sent (i.e. an email to the customer with the tracking number) but the refund doesn’t happen when a return tracking number is generated. They wait for it to arrive at the return center and check to see if it matches what was sent. For high value serialized product (like a laptop) they’ll check its the serial number you were shipped and not just a broken version of the same sku id. So a refund will always be slower than payment for other reasons besides bank signals.
Latest Answers