Independent of the very minimal chance of a lightning strike causing electricity to jump to the water system, being naked in a shower if there is a lightning strike or a power outage makes things much harder to deal with. There is no real danger of electrocution but if the house gets hit there’s a chance of fire and you’re now in a dark slippery bathroom and have to get out and get dressed before you leave, or risk going outside half dressed in a storm.
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