Why is it easier to dispute charges on credit cards than debit cards?

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I just read a thread where the comments heavily suggested OP use a credit card when they travel again so that it would be easier to dispute a fraudulent charge. What makes a dispute through your bank less successful?

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36 Answers

Anonymous 0 Comments

a debit card is your money

a credit card is the bank’s money

as you can see, banks aren’t too keen on losing their money, much more than you

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