Why is it so hard to enforce against uninsured motorists?

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Minimum car insurance is required in almost every state. How come it’s so difficult to require all insurance carriers to employ some uniform format/signature so that all official entities can easily scan and see if you’re driving around uninsured? One would think it’s as easy as issuing an EZtag or EZpass etc along with your policy, or maybe even just issue some extra code associated with the insured vehicle’s VIN or plate.

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Anonymous 0 Comments

Because states don’t want to do so. It’s easier than we think. Each state licenses insurance companies to operate in the state. The states could require the insurance companies to send the VINs of each vehicle insured by each company monthly or every three months. The state could correlate the policy number to the license plate number and create a list of license plate numbers having no policy number associated with it. Letters could be sent to the vehicle owner to rectify the situation or law enforcement will confiscate the license plates.

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