Minimum car insurance is required in almost every state. How come it’s so difficult to require all insurance carriers to employ some uniform format/signature so that all official entities can easily scan and see if you’re driving around uninsured? One would think it’s as easy as issuing an EZtag or EZpass etc along with your policy, or maybe even just issue some extra code associated with the insured vehicle’s VIN or plate.
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In PA (at least it used to be this way) if your insurance lapsed you’d get notice from PennDOT to turn in your plates. In Texas, they had to pass a law to allow inusurance companies to insure unlicensed drivers.
There is a spectrum.
Insurance companies lobbied for all cars to have insurance so they could make more money. Most people thought it was a good idea for everyone to be covered. The idea was implemented and most people complied. The insurance companies are making lots of money so they don’t push the idea further and they know that some people just don’t have the money. The average person doesn’t complain about it much. Politicians don’t care so the police don’t care. Simple.
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