Modern financial stress can be likened to the communal stress most of us feel along with anxiety about resource acquisition.
Humans are social creatures, and most of us naturally feel compelled to “fit in” as a functional member of society. In modern society, you need money to fit in.
Humans also need food, water, and shelter, and most of us feel compelled to seek and secure those fundamental necessities for future consumption/use. In modern society, you need money to buy food, access safe drinking water, and afford shelter.
Basically, we took all the things that cause stress, solved them all, and then decided we would then use this thing called “money” to decide who we allow to access it. So money causes all the stresses.
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