Student loans are often the most favorable loan terms you will ever see in your lifetime in terms of little to no interest accumulation for years and lack of penalties for early repayment or lump paydowns.
It isn’t uncommon for wealthy parents to be able to invest the money they aren’t spending and have it yield more value gain than the interest accumulation on the loan so when the day comes to start repaying can pay the entire thing off at once and still have a profit.
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