Just because you have wealthy parents doesn’t mean that you have access to that money. To me it would make more sense to only take into account the amount of money they are putting towards your education.
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Because otherwise you’re essentially just subsiding wealthy kids and their parents. Rich people aren’t stupid. They’re not just going to say “Oh yeah, no need for a $20,000 government grant. We’re paying out of pocket.” But the only way to really avoid it, is to *assume* parents are going to be assisting with college costs and just deal with those that fall through the cracks.
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