why is running a card as credit even possible?

1.60K viewsOther

USA scenario here: say I have a $2000 car repair bill and use my debit card.
Can’t be bothered to put in my pincode so I hit credit, payment goes through without pincode.
Why does the consumer have the option to pick here?

In: Other

24 Answers

Anonymous 0 Comments

Because there was a time, not that long ago, where you could not use your ATM card to purchase things at some stores, Only cash or credit card. Thats when visa/mc dranded check cards came out.

You are viewing 1 out of 24 answers, click here to view all answers.