why is running a card as credit even possible?

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USA scenario here: say I have a $2000 car repair bill and use my debit card.
Can’t be bothered to put in my pincode so I hit credit, payment goes through without pincode.
Why does the consumer have the option to pick here?

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24 Answers

Anonymous 0 Comments

Where I live cards always require a PIN no matter if they’re debit or credit.

What—what is going on in the uS?

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