why is running a card as credit even possible?

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USA scenario here: say I have a $2000 car repair bill and use my debit card.
Can’t be bothered to put in my pincode so I hit credit, payment goes through without pincode.
Why does the consumer have the option to pick here?

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24 Answers

Anonymous 0 Comments

Every time I learn something about the US banking system I’m surprised. Here in the UK we can’t do this and need to use our PIN even with our dedicated credit cards. This sounds horribly insecure.

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