why is running a card as credit even possible?

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USA scenario here: say I have a $2000 car repair bill and use my debit card.
Can’t be bothered to put in my pincode so I hit credit, payment goes through without pincode.
Why does the consumer have the option to pick here?

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24 Answers

Anonymous 0 Comments

I feel like I am taking crazy pills here..  I am genuinely interested in the answer here, yet everyone is answering a question they made up themselves, not OPs question.

WHY is it possible to use credit on a debit card? If I wanted credit, I  would get a credit card. I got a debit card because I don’t want to live beyond my means.

If a debit card can be used as a credit card, why does a debit card even exist?

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